
How Steve Vail Turned Rent into a Down Payment
Steve Vail did not purchase his current home through a completely traditional deal. He rented
A real estate professional's guide to building wealth, finding freedom, and living with purpose.
Decades of real estate experience
to help you make smart decisions.
Timeless lessons for buyers,
sellers, investors, and dreamers.
Inspiration to create a life of
meaning, freedom, and impact.
Steve Vail is a Northern California real estate broker and financial lender/broker with more than forty years of industry experience. He obtained his real estate license in 1976 and currently holds California DRE license #00619431 and NMLS license #256839.
Throughout his career, Steve has worked across residential and commercial real estate, handling situations that extend far beyond ordinary property transactions. His experience includes purchasing a commercial property, selling a large restaurant in Santa Rosa, constructing a single-family home in 2024, and working toward the sale of a gold mine.
His decades in the field have given him practical knowledge of buying, selling, financing, foreclosures, loan modifications, property disclosures, title matters, insurance, and negotiations. Steve also understands how changing laws, market conditions, and unexpected complications can affect buyers, sellers, and homeowners.
In So Where Do You Want to Live?, he shares real-world experiences and professional insights to help readers approach real estate decisions with greater knowledge, care, and confidence.

So Where Do You Want to Live? is more than a real estate book. It's a collection of real stories, valuable lessons, and proven strategies to help you make smart decisions about where you live and how you build the life you’ve always dreamed of.
With decades of experience in real estate, Steven Vail has helped countless clients buy, sell, invest, and build wealth through smart property decisions.
He believes real estate is about more than transactions. It's about people, purpose, and creating a life you love.
Meet StevenGet updates, real estate tips, and exclusive content from Steven.

Steve Vail did not purchase his current home through a completely traditional deal. He rented

The opening bid is $250,000. Online estimates place the property’s value near $1.2 million. At

A beautiful kitchen, a generous backyard, and an attractive asking price can make a property
to save your favourite homes and more
Log in with emailDon't have an account? Sign up
Enter your email address and we will send you a link to change your password.
to save your favourite homes and more
Sign up with emailAlready have an account? Log in